At futurseguros, as certified insurance agents in Mallorca, we believe in personal treatment, training and professionalism, that is why you will not see a price calculator on our website, we believe that insurance is something very serious and that is why we prefer to advise the potential client in person travelling all over Mallorca or by webcam / telephone if it is outside the island, but you will always have the guarantee of having an insurance agent at your disposal.
More than your insurance in Mallorca.
Each client is unique, so although we are at the forefront in the use of new technologies, we take each client, whether in Mallorca or not, as something personal since we are hiring an insurance policy and adjusting it to your needs, as in the after-sales and resolution of subsequent incidents, you will have an insurance broker in Mallorca to help you. The reviews of our clients endorse us.Why trust futurseguros.
- More than 16 years learning and improving to advise our private and business clients.
- For the convenience of adapting to your way of communicating, solve any questions with a simple wasap or a call, no machines or waiting, that’s working with your insurance agency in Mallorca, fast and decisive.
- We always fight for the best price, applying by default the maximum discount possible on each insurance policy and we also prepare the best possible quote in the shortest possible time.
- For us a doubt is a challenge, we are not bothered by questions, on the contrary, it is a personalised, professional and specialised advice.
- We adapt to each client and if we cannot meet their needs we are honest and advise them, even if we cannot contract the product.
- For us the sale is as important as the after-sale, try to have your insurance with an insurance agent, you will not regret it.
Seguro de accidentes
Seguro multirriesgo para autónomos y trabajadores ,indemnización por accidentes, enfermedades, hospitalización.
Seguro comunitario
Para toda clase de comunidades de vecinos, desde solo responsabilidad civil hasta la póliza más completa, ya sean edificios o chalets en la playa.
Seguro de comercio
Tu negocio más seguro, ya sea solo la actividad económica o asegurar inmueble completo, configurable para cada tipo de negocio.
Seguro de salud
Con copago y sin copago, una gran red hospitalaria y el mejor cuadro medico de Mallorca a tu servicio, configuralo a tu medida con tu agente de seguros.
Seguro de ahorro
Sea cual sea tu perfil, tenemos tu producto de ahorro, renta fija, renta variable, prima única o aportaciones mensuales.
Seguro de decesos
Tranquilidad en el peor momento para la familia, unido a múltiples garantías para disfrutar en vida, seguro viaje, teleasistencia medica, etc.
Seguro de vida
Seguridad económica para tu familia, apoyo financiero para tus seres queridos, pago de hipotecas, impuestos, invalidez.
Seguro de hogar
Tu hogar en buenas manos, por que hay muchas formas de vivir, asegúrala con nosotros, alquiler, inquilino, alquiler seguro, segunda residencia, consultanos.
How we work.
As an insurance agency in Mallorca, everything starts with a potential need for advice and insurance, that is, a potential client contacts us through any of our channels, email, telephone, WhatsApp…
Our first step is to find out the client’s needs. What worries them about insurance? Have they had any previous incidents with other companies? What do they value most in an insurance company? How did they find out about us?
Once we have analysed the client’s profile, we will ask them for information about the insurance or the previous policy. If they prefer that we come to their home (in Mallorca), we can do so. If not, we can contact them by telephone/email or WhatsApp, and with this information we will create an insurance plan. In this step, we offer our services for other products that they already have or may need. If they wish, we can even analyse their current policies, without any commitment.
Once the project has been sent to the client, we explain all the details of the policy, we review and explain each point that the client is not familiar with and we give them a period of time to analyse it and ask us if they have any questions, as well as compare it with other offers if available.
After these two days, we contact the client, if they accept the offer, we proceed to contract it and give them a copy, as well as leave them our contact details for future needs and incidents (budgets, claims, questions).
As insurance brokers, we know that after-sales service is almost as important, so you can always contact us to clarify any point of your insurance policy.
How much notice do I have to give to cancel my previous insurance?
How do you know if a deceased person had life insurance?
To find out if a deceased person had life insurance, it is best to call the General Directorate of Insurance directly at 952 24 99 82. They will inform you there. It is also advisable to review the deceased person’s personal documents in case there is any communication from their insurer.
Underinsurance: What is it and how can it affect your compensation in the event of an accident?
Underinsurance is a term used when the insured value of a property is lower than its actual value. It is the opposite of overinsurance, which occurs when the insured value is higher than the actual value of the property.
In an underinsurance scenario, if you have insured your property for 50% of its actual value, you might receive only 50% of the insured amount in the event of a loss. On the other hand, in an overinsurance scenario, insuring your property above its actual value does not mean that you will receive a higher compensation. In other words, overinsurance does not provide any additional benefit.
It is crucial to understand these concepts to avoid unpleasant surprises in the event of a loss. Make sure your property is properly insured to protect your investment and obtain adequate compensation if necessary.
What is the insurance compensation consortium and what is it for?
The Insurance Compensation Consortium is a public entity linked to the Ministry of Economy. Its main function is to compensate for damages caused by extraordinary risks, which are usually caused by nature or by people. This compensation is made whenever the beneficiary has taken out a property damage or life/accident policy, as appropriate.
To put it more simply, the consortium compensates in certain situations in which the own insurance cannot cover, generally in cases of catastrophes or riots. This is possible as long as insurance has been previously taken out, since the Consortium is financed through the policies we take out. A small part of the insurance premium is accumulated in the Consortium to cover possible future risks.