Home insurance in Menorca
Your home insurance agency in Menorca
Security for your home, peace of mind for you in Menorca
In Menorca your home is always protected with the best cover
✓ 24/7 assistance for emergencies in the home
✓ Close service with after-sales service for always
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All about our home insurance in Menorca
Are you looking for home insurance in Menorca to protect your home? At Futurseguros we design coverage designed specifically for the needs of the island’s residents. From protection against climatic phenomena such as strong winds or rain, so common in Menorca, to coverage for theft and fire.
At Futurseguros, we give you a service that is close to you and adapted to the island’s lifestyle, with prices that take care of both your home and your finances. Enjoy the peace of mind of knowing that your home in Menorca is fully protected.
Trust our advisors specialised in home insurance in Menorca and insure your property with the most complete cover. Tell us about your insurance needs!
Home insurance for tenants
If you are a tenant, our home insurance for renters in Menorca offers you the protection you need for your personal belongings, not including the home itself. Enjoy peace of mind knowing that your belongings are insured while you live on the island.
Home insurance for homeowners renting their property
Renting your property has never been so secure. With our home insurance in Menorca, specially designed for landlords, you can protect your property and guarantee your rent in the event of non-payments, with cover options that extend up to 12 months.Renters insurance
Home insurance for permanent, second or holiday homes
Do you have a property in Menorca? Whether it's your main residence, a second home or a holiday home, at Futurseguros we offer protection solutions tailored to you. From charming houses by the sea to cosy flats in the village or peaceful villas in the countryside, we develop cover that reflects the particular characteristics and needs of your home on the island.
What is the coverage of our home insurance in Menorca?
By choosing home insurance in Menorca with Futurseguros, you will be opting for tailor-made protection so that you can enjoy life in Menorca without worries. We focus on what really matters to you as a resident of the island, taking care of every detail so you can relax and enjoy all that Menorca has to offer. Our cover includes:- Theft protection
- Protection against atmospheric phenomena
- Solutions for water and fire damage, so common in coastal climates.
- Explosion and electrical damage cover
- Civil liability
Get your home insurance in Menorca
Menorca is a place full of history and beauty, so we know that a home on this island must be protected as it deserves. At Futurseguros we know how important it is to take care of what you love, that’s why we offer you a completely personalised service, adapting each policy to the specific needs of your home.
You will have complete protection at the best price, as our agents, always close to you and with a deep knowledge of the Menorcan environment, are here to guide you through every step of the process. We will tailor your home insurance in Menorca perfectly to you!
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1. Talk to us
You can call us by phone, write us a wasap to 648 63 60 15 or send us an email to info@futurseguros.com. If you prefer, leave us your details so that we can call you back.
2. Free advice
We analyse your current policy free of charge. We will advise you on the areas where we can offer you improvements so that you always benefit.
3. Send us your project
With your complete profile, we will design a fully personalised insurance policy and send it to you for your review.
4. Confirmation of contract
We will contact you within 48 hours to find out if you have any doubts and if everything is correct, we will send you your copy of the policy. In addition, you will always have our contact details so that you have an indefinite after-sales service.
What our customers say about our home insurance in Menorca
Discover how your neighbours on the island have found in our team and with our home insurance in Menorca, the necessary support to protect their homes and enjoy the peace of mind that only this island can offer.
Why choose Futurseguros?
Frequently asked questions about our home insurance in Menorca
What is the price of home insurance in Menorca?
If you want to insure a flat of approximately 70 m², the initial price can be around 140 euros. However, it is important to consider that the final cost may fluctuate depending on several factors, such as the age of the property, its size, the type of property and the coverage selected.
What can I do to make my home insurance cheaper?
A great way to reduce costs is to combine your other insurances with the same insurer, which can help you get a better price. We also recommend opting for an annual payment, as this often includes additional discounts that can make your policy even more affordable.
What is the difference between building and contents in home insurance?
The term ‘building’ refers to the structure of your home, while ‘contents’ covers all your belongings and personal items inside it. You can choose to insure only one of these aspects or both, depending on your specific needs.
Does the community insurance cover my home?
Community insurance can offer some protection for your home, especially if it includes coverage for the structure of the building. However, it is not advisable to rely solely on this option, as it can be risky.
For example, if the community stops paying its insurance, your home could be left unprotected. Also, if several neighbours use the same policy, this could increase the frequency of claims, which in turn increases the price. Therefore, it is safer to opt for individual home insurance.
Can I be obliged to take out home insurance when I take out a mortgage or if I am a tenant?
No, the bank cannot force you to take out home insurance with them. However, according to article 10 of Royal Decree 716/2009, you will need fire insurance, but it is not obligatory to purchase it through the financial entity. Furthermore, if you are a tenant, you are not obliged to take out home insurance.
What is the rent guarantee?
A rent guarantee, commonly known as ‘rent insurance’, is a protection that companies offer to homeowners under a lease.
This guarantee ensures that the rent the tenant is required to pay will be covered for a specified period, up to a limit set out in the policy. Generally, the cost of this guarantee is around 3% of the annual rent. For example, if the monthly rent for a property is 1,100 euros, coverage for non-payment of rent could cost around 400 euros per year.