How does my health insurance cover me during pregnancy, childbirth...?

25 de January de 2025

Health

mujer después de dar a luz en hispital

The health insurance policy we offer at futurseguros (ASISA) covers both pregnancy monitoring and admission to hospital for childbirth.

Please note that admission for childbirth has a waiting period of 8 months in general cases (not premature births that would have occurred after 8 months under normal conditions).

Let’s suppose that the birth has already taken place using the mother’s policy, well, the newborn would also be covered by this policy for the first 30 days of life, after which the newborn would have to be included in the policy in order to have health care.

Is there a waiting period for pregnancy monitoring in health insurance?

No, but with some nuances, pregnancy monitoring is not lacking, but some tests such as non-invasive prenatal testing, karyotypes or amniocentesis are lacking, always get informed beforehand.

Where can I give birth in Palma de Mallorca with my ASISA health insurance?

There are several centres prepared to attend births in Palma, click here to see the list of centres where you can give birth, and their contact details.

What if I can’t get pregnant? Can my health insurance help me?

In this case, the diagnosis of the causes that prevent pregnancy is covered for both members of the couple, as long as both are insured. It must be taken into account that this type of test has a 6-month waiting period, and must be authorised by the company.

Although in vitro fertilization is not included in the company’s health insurance, it is a treatment that can be contracted at special prices when you are insured. Here is a link where the treatments are explained (artificial insemination, sperm donor, in vitro fertilisation, egg donation, etc.). Asisa has had an assisted reproduction unit for over 30 years.

If you want a no obligation quote for your health insurance contact us, we are your personal insurance agency in the Balearic Islands.

 


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